Attention homeowners in Mat-Su Valley and Anchorage Municipality: Get an Appraisal today!

Check out the top seven reasons Alaska homeowners hire Alaska Real Estate Appraisal:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in Alaska by determining the true market value of real estate in question

Own a house in or near Palmer or Wasilla and need help deciding the value of it?
Contact Alaska Real Estate Appraisal.

We at Alaska Real Estate Appraisal understand the particular needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a regular consumer that most likely doesn't see an appraisal on a regular basis, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to cancel PMI?

An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are experts in helping homeowners just like you rid themselves of unneeded PMI insurance.

Challenging a property tax assessment

If you live in a region that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Alaska Real Estate Appraisal is your #1 weapon.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Alaska Real Estate Appraisal can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would wish to have a professional double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Alaska Real Estate Appraisal can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.